Category Archives: Government

ObamaCare Death Spiral

161025 death spiral

Forbes defines a health insurance death spiral as “adverse selection” which happens when only high risk people buy insurance:

If only people on their death beds buy life insurance, the insurance company would quickly go out of business. Equally, if only sick people buy health insurance, the math will not work…

To reduce the risk of adverse selection, the Affordable Care Act created a penalty for people who do not enroll in insurance. However, the penalty for not having insurance in 2016 was the higher of $695 per individual  or 2.5% of income. Although $695 is a lot of money, it is still cheaper than health insurance policies offered on the exchange.

Death Spiral

That’s because ObamaCare rates are going up an average of 25% next year. And, according to the Wall Street Journal, that’s just “for the mid-level insurance plans that are performing the best, not the average increase of all ObamaCare coverage.”

In Arizona premiums will go up 116% next year. Big insurance companies are pulling out of the exchanges.

That same WSJ editorial says President Obama took a victory lap for ObamaCare in Miami last week. He bragged about “all the progress we’ve made in controlling costs.”

CNN says ObamaCare woes will linger long after he’s gone.


FBI Immunity Chest


Rather than convene a grand jury to subpoena her computer, the FBI gave Cheryl Mills immunity from prosecution.  Mills served as Hillary’s chief of staff and as her attorney.

Immunity with Impunity

The FBI also gave immunity to four others and agreed to destroy computers after reviewing evidence on them.

Here’s what VDH thinks of that:

Had anyone else in government set up a private e-mail server, sent and received classified information on it, deleted over 30,000 e-mails, ordered subordinates to circumvent court and congressional orders to produce documents, and serially and publicly lied to the American people about the scandal, that person would surely be in jail.


United States Russia Reset Gets Rolling


President Obama tried to reset relations with Russia. He tried to be flexible. And what does he get in return? Hacked.

Here’s Krauthammer on how Obama got rolled by the Russians (and how we got rolled on Obamacare).

Trump Takes Bait In First Debate


The first 30 minutes of the first debate went swimmingly for Donald Trump. He pushed his case that globalism benefits global elites like the Clintons but hurts the American middle class.

Hillary responded that she would have a special prosecutor if elected. Not to prosecute anyone for destroying classified emails on her server but to enforce trade agreements.

Then Hillary tossed a War on Women Miss Piggy plug. She accused The Donald of calling a Miss Universe contestant fat – 20 years ago. It was a gutsy gambit from the head of the White House Bimbo Eruption department in the Bill Clinton White House.

But it worked.

Trump took the bait, Hillary reeled him in, and then bashed him with his own 1995 tax return.



We’re All Weasels Now


Not that anyone asked, but Director Comey assured us the FBI is not overrun by weasels.

Members of Congress needed assurances after last Friday’s FBI document dump. The dumped documents revealed that Clinton consiglieri Cheryl Mills sat in on Hillary Clinton’s FBI interview. Mills listened along with eight other lawyers while Hillary was questioned about her private email server. Mills is also a witness in that case. Legal experts say that’s unusual because it gives attorney/client protection to her communications with Hillary.

And the Justice Department gave her immunity anyway.

No Weasels Here

Committee Chair Trey Gowdy, a respected former federal prosecutor himself, says this isn’t the FBI he remembers.

When you have five immunity agreements and no prosecutions, when you are allowing witnesses who happen to be lawyers who happen to be targets to sit in on an interview — that is not the FBI that I used to work with.

Comey sputtered that it is so.

“I hope, someday, when this political craziness is over, you’ll look back again on this, because this is the FBI you know and love,” the Bureau’s director told Gowdy. “This was done by pros, in the right way. That’s the part I have no patience with.”

And he insisted “We are not weasels.”