American Healthcare Act Pre-existing Conditions
House Republicans passed a bill last week to sort of repeal and replace ObamaCare. It’s called the American Healthcare Act.
The idea of insurance is to spread the risk of the cost of getting sick. According to The Health Care Blog, if you’re already sick when you buy health insurance it’s “not really insurance”. It’s just health care coverage. And it has to be subsidized.
ObamaCare requires companies to sell insurance to people with pre-existing conditions at the same rate as healthy people. The AHA would allow states to apply for waivers to that requirement. HHS Secretary Tom Price says those states could then set up “high risk” pools to help subsidize coverage of the already sick with federal funds.
Here’s a list of pre-existing conditions CNN says the bill might not cover.